Knoxville Roofing Company Offering Financing

Well, there is the obvious situation. Financing is a great way to make payments if you can’t pay out of pocket or have difficulty getting loans, especially in an emergency repair situation.

Our roof financing can also be used as a strategic tool. The “same as cash” option allows you to delay interest for up to a year allowing you to hold on to more of your money. We have had many people here in Knoxville use our financing to put on a new roof when selling their home. The house received a roof, which was paid off by the sale of the home. A new roof, deck, or other high-end upgrades often increase the sale price by their cost.

Delayed financing is also a great way to save the interest over the first year when they planned to use their own financing later.

Of course, but we do have minimum credit scores to qualify. Keep in mind that approval has an option to include the income of multiple people in a home, so a high debt-to-income ratio might be offset by including a spouse’s income.

Unlike bank loans that can take weeks to learn of your approval, roof financing through Smith Roofing & Exteriors can take a few minutes to learn of your approval.

With our lower-monthly-payment option, you can finance your new roof up to 10 years. And because we have no pre-payment penalties, you can pay it off early with no issues.

Widely regarded as one of the top residential roofers in East Tennessee, Smith Roofing & Exteriors:

• Locally Owned and Operated: We are NOT part of the growing trend of roofing companies selling out to faceless venture capital located in New York or California. We live in your community, support local business, educate our children in local schools. And we have since 2016.
• Offer the Best Warranties: Every product we install comes with exceptional manufacturer’s warranties, some of which are lifetime. In fact, most of the products we choose to offer, we do so because of their warranties. Plus, our work is backed by our company’s workmanship warranties… better than most of the roofing contractors in East Tennessee. We take pride in doing the job right the first time.
• Superior Customer Reputation: our previous customers are not shy about telling others of their experience working with us. We have hundreds of 5-star reviews in Google, Facebook, Thumbtack, Angi, and many others. Even our material suppliers have awarded us with numerous accolades like Owens Corning Platinum Top Performer and James Hardie Elite Roofing Contractor.
• Licensed, Bonded, and Insured: rest assured that your property is protected. We feature background-checked crews and project managers and are insured to $1,500,000.